{"id":37675,"date":"2025-05-22T07:56:34","date_gmt":"2025-05-22T11:56:34","guid":{"rendered":"https:\/\/blog.howlanders.com\/non-classifiee\/el-mejor-seguro-de-viaje-con-descuento\/"},"modified":"2025-06-09T09:16:49","modified_gmt":"2025-06-09T13:16:49","slug":"la-meilleure-assurance-voyage-avec-reduction","status":"publish","type":"post","link":"https:\/\/blog.howlanders.com\/fr\/actualites\/la-meilleure-assurance-voyage-avec-reduction\/","title":{"rendered":"Les meilleurs assurances voyage pour ta prochaine aventure"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Es-tu sur le point de r\u00e9server ton tour avec Howlanders ?<\/strong> F\u00e9licitations pour ta prochaine aventure ! Mais avant de te lancer dans ce voyage, il y a quelque chose d\u2019important \u00e0 ne pas oublier : l\u2019assurance voyage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avoir une assurance est la meilleure fa\u00e7on de voyager sereinement, c\u2019est pourquoi chez Howlanders, nous te recommandons les meilleures polices propos\u00e9es par nos partenaires d\u2019assurance : <strong>IATI<\/strong> et <strong>Chapka<\/strong>, ainsi que leurs offres adapt\u00e9es \u00e0 tes voyages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2714\ufe0f <strong>Pourquoi souscrire une assurance voyage ?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Que tu partes en Patagonie, que tu pr\u00e9voies de traverser la jungle amazonienne ou de faire de la randonn\u00e9e en Islande, une assurance voyage te prot\u00e8ge contre :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les frais m\u00e9dicaux \u00e0 l\u2019\u00e9tranger<\/li>\n\n\n\n<li>Les annulations ou interruptions de voyage<\/li>\n\n\n\n<li>Les vols ou pertes de bagages<\/li>\n\n\n\n<li>Les activit\u00e9s d\u2019aventure incluses dans beaucoup de nos tours<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udf0d <strong>Quelle assurance choisir ?<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Type de voyage<\/th><th>Assurance recommand\u00e9e<\/th><\/tr><\/thead><tbody><tr><td>Moins de 90 jours<\/td><td>IATI Standard ou Cap Trip (Chapka)<\/td><\/tr><tr><td>Plus de 90 jours ou tour du monde<\/td><td>IATI Grands Voyageurs ou Cap Trotamundos (Chapka)<\/td><\/tr><tr><td>Assurances annulation<\/td><td>Chapka<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>Avantages exclusifs pour les voyageurs Howlanders<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour rendre ton voyage encore plus confortable, nous te proposons des codes de r\u00e9duction exclusifs qui rendent l\u2019assurance voyage moins ch\u00e8re :<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udc49 Code de r\u00e9duction IATI : B\u00e9n\u00e9ficie de 5 % de r\u00e9duction en souscrivant ton assurance via ce lien :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.iatiseguros.com?r%3D24225786053955&amp;sa=D&amp;source=editors&amp;ust=1747908438735174&amp;usg=AOvVaw3JI8XA6FYHBb6Wbgfj-nJe\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Assurance IATI<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.iatiseguros.com?r%3D24225786053955&amp;sa=D&amp;source=editors&amp;ust=1747908438735174&amp;usg=AOvVaw3JI8XA6FYHBb6Wbgfj-nJe\" target=\"_blank\" rel=\"https:\/\/www.google.com\/url?q=https:\/\/www.iatiseguros.com?r%3D24225786053955&amp;sa=D&amp;source=editors&amp;ust=1747908438735174&amp;usg=AOvVaw3JI8XA6FYHBb6Wbgfj-nJe\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/image-4.png?resize=640%2C427&#038;ssl=1\" alt=\"meilleure assurance voyage\" class=\"wp-image-37682\" style=\"width:260px;height:auto\" srcset=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/image-4.png?w=1536&amp;ssl=1 1536w, https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/image-4.png?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/image-4.png?resize=1200%2C800&amp;ssl=1 1200w, https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/image-4.png?w=1280&amp;ssl=1 1280w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udc49 Code de r\u00e9duction Chapka : Obtiens 7 % de r\u00e9duction sur ton assurance Chapka en souscrivant ici :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=877&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\">Assurance Chapka pour les voyages de moins de 90 jours<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a href=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=877&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\" target=\"_blank\" rel=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=877&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"193\" src=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/banner-descuento-chapka.jpg?resize=700%2C193&amp;ssl=1\" alt=\"chapka descuentos\" class=\"wp-image-29867\" style=\"width:439px;height:auto\" srcset=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/banner-descuento-chapka.jpg?w=700&amp;ssl=1 700w, https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/banner-descuento-chapka.jpg?resize=218%2C60&amp;ssl=1 218w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=940&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\">Assurance Chapka pour les voyages de plus de 90 jours<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a href=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=901&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\" target=\"_blank\" rel=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=877&amp;app=cd_howlanders&amp;tracking=seguros-tailandia\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"193\" src=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/chapka-banner.jpg?resize=700%2C193&amp;ssl=1\" alt=\"seguro mas de 90 dias con descuento\" class=\"wp-image-29871\" style=\"width:450px;height:auto\" srcset=\"https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/chapka-banner.jpg?w=700&amp;ssl=1 700w, https:\/\/i0.wp.com\/blog.howlanders.com\/wp-content\/uploads\/2022\/06\/chapka-banner.jpg?resize=218%2C60&amp;ssl=1 218w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Les deux assureurs proposent des couvertures compl\u00e8tes pour les voyages de courte ou longue dur\u00e9e, avec la possibilit\u00e9 d\u2019inclure l\u2019annulation. Et le meilleur : pas d\u2019avance d\u2019argent en cas d\u2019urgence m\u00e9dicale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>Et l\u2019assurance annulation ?<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On esp\u00e8re que tu n\u2019auras pas \u00e0 t\u2019en servir, mais une assurance annulation peut vraiment sauver ton voyage. M\u00eame si le COVID n\u2019est plus au c\u0153ur de l\u2019actualit\u00e9, les impr\u00e9vus restent possibles : arr\u00eat maladie, cong\u00e9s annul\u00e9s par ton employeur\u2026 toujours selon les garanties de la police que tu choisis parmi celles que nous mettons \u00e0 ta disposition.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u2019est pourquoi, avec une <a href=\"https:\/\/www.chapkadirect.es\/index.php?action=produit&amp;id=913&amp;app=cd_howlanders\" target=\"_blank\" rel=\"noreferrer noopener\">assurance annulation<\/a>, tu es prot\u00e9g\u00e9(e) en cas de probl\u00e8me, que ce soit \u00e0 cause du Covid ou pour toute autre raison ind\u00e9pendante de ta volont\u00e9, et tu ne perdras pas ton voyage.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>R\u00e9serve ton tour et voyage assur\u00e9<\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rappelle-toi que chez Howlanders, l\u2019assurance n\u2019est pas incluse dans le prix du tour, mais nous te facilitons la t\u00e2che pour que tu puisses la souscrire avec une r\u00e9duction. Voyager assur\u00e9, c\u2019est voyager serein. Pr\u00eat(e) pour ta prochaine aventure ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd17 Explore tous nos tours sur<a href=\"https:\/\/www.howlanders.com\/fr\" target=\"_blank\" rel=\"noreferrer noopener\"> notre site web<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Es-tu sur le point de r\u00e9server ton tour avec Howlanders ? F\u00e9licitations pour ta prochaine aventure ! Mais avant de te lancer dans ce voyage, il y a quelque chose d\u2019important \u00e0 ne pas oublier : l\u2019assurance voyage. Avoir une assurance est la meilleure fa\u00e7on de voyager sereinement, c\u2019est pourquoi chez Howlanders, nous te recommandons [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":37744,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[223,262],"tags":[],"class_list":["post-37675","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-astuces-de-voyage"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les meilleurs assurances voyage pour ta prochaine aventure | Howlanders Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.howlanders.com\/fr\/actualites\/la-meilleure-assurance-voyage-avec-reduction\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les meilleurs assurances voyage pour ta prochaine aventure | Howlanders Blog\" \/>\n<meta property=\"og:description\" content=\"Es-tu sur le point de r\u00e9server ton tour avec Howlanders ? F\u00e9licitations pour ta prochaine aventure ! Mais avant de te lancer dans ce voyage, il y a quelque chose d\u2019important \u00e0 ne pas oublier : l\u2019assurance voyage. Avoir une assurance est la meilleure fa\u00e7on de voyager sereinement, c\u2019est pourquoi chez Howlanders, nous te recommandons [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.howlanders.com\/fr\/actualites\/la-meilleure-assurance-voyage-avec-reduction\/\" \/>\n<meta property=\"og:site_name\" content=\"Howlanders Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/howlanders\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-22T11:56:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-09T13:16:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.howlanders.com\/wp-content\/uploads\/2025\/05\/SEGUROS.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Noemi\" \/>\n<meta name=\"twitter:card\" 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